— The Process

Three steps from question to covered

No medical exam to schedule. No five carriers to call. You answer a few questions, we compare eligible plans, you get a concrete number.

How the quote process works

Step 01
Step 02
Step 03

Answer a few direct questions

We compare eligible carriers for you

Receive a concrete number

We run your file against licensed carriers. One contact handles the comparison — not five separate calls.

We collect your age, coverage amount, and basic health history. No lengthy forms, no phone call required at this stage. Non-medical is also an option.

You get an actual premium figure for the coverage that fits your file. Review it, ask questions, and sign, that's all it takes

a man sitting at a table with a baby
a man sitting at a table with a baby
/ Eligibility Assessment

Age is one fact, not a verdict

Your file is assessed on the full picture — health history, coverage amount, and carrier requirements. Being 65 or 100 does not automatically close the door.

We are LLQP Licensed in Ontario and operate under FSRA authorization. Every quote we deliver comes from a regulated carrier relationship, not an estimate.

Ready to see your number?

Submit a short intake form and we will return a real quote — no commitment, no sales call.